Helping You Make Confident Financial Decisions

Personalized financial guidance for individuals, families, and those planning for retirement.

Portrait of Tim Powers sitting at desk

Helping You Make Confident Financial Decisions

Personalized financial guidance for individuals, families, and those planning for retirement.

For nearly 20 years, Powers Capital Management has helped individuals and families navigate retirement, investments, and long-term financial planning with personalized guidance and one-on-one attention.We work with a select number of clients—by design—so every person we serve has direct access to Tim Powers, not an assistant, a call center, or a rotating roster of advisors.

Why Clients Have Trusted PCM Since 2006

Bigger doesn't always mean better. We intentionally work with a select number of clients so we can provide the level of attention, responsiveness, and personal guidance that larger firms simply can't offer.

Personal Relationships

You'll always know exactly who you're working with—and they'll know you.

Independent Advice

Recommendations based on your goals, not sales quotas or proprietary products.

Long-Term Partnership

We're here for the journey—not just the paperwork.

The Advisor Behind the Firm

Tim brings nearly two decades of experience to every client relationship—along with the belief that good financial advice starts with genuinely listening to the person across the table.

"When I founded Powers Capital Management in 2006, I wanted to create a different kind of advisory firm—one where clients were never treated like account numbers.”
Photo of Tim Powers at desk

Wherever You Are in Life, We'll Meet You There

Financial guidance isn't one-size-fits-all. Whether you're years away from retirement or already there, we'll help you build a strategy that fits your life.

Planning for Retirement

Want to know if you're on track? Let's build a clear picture together.

Leaving an Employer

Questions about your 401(k) and what comes next? We can help you navigate your options.

Recently Retired

Creating an income strategy that supports your lifestyle and your peace of mind.

Looking for a Trusted Advisor

Someone who knows your goals—and is there when you need them.

How We Help

From investment management to retirement planning, we offer a focused range of services designed to work together—because your financial life doesn't exist in separate boxes.

Investment Management

Building and managing portfolios aligned with your goals, time horizon, and risk tolerance—with ongoing guidance through changing markets.

Retirement Planning

Whether retirement is years away or right around the corner, we'll help you build a strategy designed for confidence and flexibility.

401(k) Rollovers

Changing jobs or approaching retirement comes with important decisions. We'll help you understand your options and avoid costly mistakes.

Financial Planning

A comprehensive look at where you are today and a clear path toward where you want to be.

What Our Clients Tell Us Matters Most

Personal Attention

Direct access to Tim—not a call center or rotating advisor team.

Clear Communication

Plain-language guidance, no jargon, no pressure.

Independent Guidance

Advice that's built around your goals, not a product lineup.

What Working Together Looks Like

Start with a conversation

No obligation, no sales pitch. Just an honest conversation about where you are and where you want to go.

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We Get to Know Your Goals

We take time to understand your full financial picture—your timeline, your priorities, and your concerns.

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Build a Strategy Together

We'll develop a personalized plan aligned with your life—not a template pulled off a shelf.

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Ongoing Guidance

Your life changes. Your plan should too. We're here to help you stay on course every step of the way.

Let's start with a conversation